Victor Emmel - Mortgage Loan Officer, Coast2Coast Mortgage

Victor Emmel is an experienced mortgage loan officer and mortgage broker serving homebuyers, homeowners, and real estate investors throughout Utah. Based in South Jordan, Victor helps clients across Salt Lake County and the Wasatch Front with conventional, FHA, VA, jumbo, down payment assistance, DSCR investment property loans, self-employed borrower options, and refinancing strategies. With 30 years of mortgage experience, Victor focuses on clear advice, responsive communication, and financing solutions tailored to each clientโ€™s goals. The Mortgage Guide, powered by Coast2Coast Mortgage. Victor Emmel NMLS #133605 | Coast2Coast Mortgage NMLS #376205. Equal Housing Lender.

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Customer's reviews

I can't thank Victor and his team enough for all the help, guidance, and support that they have provided throughout the home buying process. Victor is a thorough professional and took the time to truly understand our complex financial situation. He was respectful of my time, and turned things around very quickly. We are by no means what would be considered a 'strong' buyer, but he had the right strategies for us to succeed and helped get us a house we love in a competitive Seattle neighborhood. We couldn't be happier with the outcome, and with how pleasant and professional the whole process was. Thanks for all the help! We love our new house :) ~ Vivek P
I cannot say enough about the outstanding service we received from Victor Emmel. From start to finish, they were professional, knowledgeable, and truly went above and beyond to make the process smooth and stress-free. They took the time to explain every detail in a way that was easy to understand and patiently answered all of our questions (and there were a lot!). Their responsiveness and genuine care made us feel supported every step of the way. Itโ€™s rare to find someone who combines such expertise with such kindness, and we are incredibly grateful. Thanks to Victor Emmel, we felt confident and well-guided throughout the entire loan process. I highly recommend them to anyone looking for excellent service and a loan officer who truly puts clients first. ~ Beverly C
I was trying to refinance my house through my own mortgage company for 4 months we tried to close twice but I would look at the disclosure and the numbers were wrong. They set up a third appointment and I saw they did not change anything on there but expected me to sign it anyway I told them no and I am not doing this again. I contacted Victor Emmel and let him know what happened and he said he could help me and we closed in 3 weeks! Amazing and the numbers were correct! I will continue to use him in the future and tell my family and friends. He is the best! ~ Laurie W

Blog

๐—ช๐—ผ๐˜‚๐—น๐—ฑ ๐˜†๐—ผ๐˜‚ ๐˜๐—ฎ๐—ธ๐—ฒ ๐—ฎ ๐Ÿฑ.๐Ÿฒ๐Ÿฎ๐Ÿฑ% ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฟ๐—ฎ๐˜๐—ฒ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜† ๐—ถ๐—ณ ๐—ถ๐˜ ๐˜„๐—ฒ๐—ฟ๐—ฒ ๐—ณ๐—ถ๐˜…๐—ฒ๐—ฑ ๐—ณ๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ป๐—ฒ๐˜…๐˜ ๐—™๐—œ๐—ฉ๐—˜ ๐—ฌ๐—˜๐—”๐—ฅ๐—ฆ? ๐Ÿ‘€ Hereโ€™s a strategy Utah homebuyers should know about. Letโ€™sโ€ฆ Posted on: October 6, 2026
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Contact information

Sunday Closed
Monday 8:00โ€ฏAM - 6:00โ€ฏPM
Tuesday 8:00โ€ฏAM - 6:00โ€ฏPM
Wednesday 8:00โ€ฏAM - 6:00โ€ฏPM
Thursday 8:00โ€ฏAM - 6:00โ€ฏPM
Friday 8:00โ€ฏAM - 6:00โ€ฏPM
Saturday 8:00โ€ฏAM - 6:00โ€ฏPM

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